5 (based on 31 reviews)

Expert Mortgage & Protection Advice

Cuffe Mortgage and Protection Brokers are based in the west of Scotland, serving clients across the entire UK. We offer tailored advice and services for mortgages, life insurance, income protection, critical illness cover, private medical insurance and home insurance.

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    Service personalised to your needs

    You can be confident we will provide you with a service that is personalised and support you throughout the process. Everybody has busy lives, meaning some of our clients prefer to communicate predominantly via WhatsApp. We have over 14 year’s experience within the mortgage & protection industry. Our principal adviser, Nick, worked for one of the UK’s largest banking groups, designing their mortgage systems, processes and lending criteria. This wealth of knowledge and valuable experience sets us apart.

    It’s important to us that you feel supported throughout the journey and you have a single point of contact you can rely on. We pride ourselves on providing an accessible service for everyone that is eligible. If you require specific support such as, in person meetings, information provided in a different format or even spread across several shorter meetings to digest the information easier, please let us know and we will do everything we can to accomodate.

    What our clients say

    5 (based on 31 reviews)
    Paula Dunn
    Paula Dunn
    2 weeks ago

    As a first-time buyer, I honestly had no idea where to begin when it came to mortgages and insurance policies. Working with Nick completely changed that. From our very first conversation, he was incredibly professional, knowledgeable, and patient. He explained every step of the process clearly and thoroughly, always taking the time to make sure I understood what was happening and why. Nothing ever felt rushed or overwhelming. He broke down complex terms and options in a way that made everything feel manageable and transparent. What impressed me the most was how efficient and organised he was throughout the entire process. He was always one step ahead, making sure everything was in place, keeping me updated, and making the experience as smooth as possible. He also went above and beyond to help me understand insurance policies that I previously had no clue about, offering tailored advice. I can’t thank Nick enough for all his support, and I would absolutely recommend him to anyone looking for a knowledgeable, trustworthy, and efficient mortgage advisor, especially if you’re new to the process like I was. A true professional!

    Eminence NI
    Eminence NI
    a month ago

    Recently used Nick for mortgage advice prior to a house purchase. Nick was very knowledgeable and attentive throughout. He was able to show and discuss the best mortgage rates on the market for someone in my position. I chose a longer term fixed mortgage and Nick provided a full breakdown of positives and negatives. He did this whilst also not forcing any particular bank. When I had any other questions Nick was always happy to help me. I would highly recommend him.

    Alessia Zinnari
    Alessia Zinnari
    a month ago

    Nick has been wonderful from start to finish - thanks to him we have now purchased our first flat as a couple! I would recommend Nick's services: he is clear, communicative, and never makes you feel bad for asking questions! 10/10

    Lindsay Clark
    Lindsay Clark
    2 months ago

    Nick Cuffe is an excellent broker. He is very thorough, timely and professional. He gave us great advice and helped us renew our mortgage stress free and at a fair rate. We would highly recommend Nick if you need mortgage advice or guidance.

    Brayden Docherty
    Brayden Docherty
    2 weeks ago

    Nicholas is a class act! From start to end throughout the whole process was only a matter of minutes replying to texts/phone calls. Never once did I feel like I was asking too many questions (and I asked a lot of questions lol). Nick managed to save me a few quid a month and get me the best deal possible with his persistence and that’s all you can ask for out a mortgage advisor because more important than all you want the best deal!. Do not take the mortgage advisor that your offered by the real estate agent I’ve made that mistake before. Every time it’s got to be Nicholas at Cuffe Mortgage and Protection Brokers! You won’t regret it:) thanks again Nick!

    Customer Reviews

    Our Services

    Your home may be reposessed if you do not keep up payments on your mortgage

    First-Time Buyer Support

    Navigating the home buying process for the first time doesn’t have to be complicated. With our support and expert advice, we will guide you through every step of the process, so that you can enjoy the journey into your new home.

    Moving Home

    Moving home can be a stressful time for many. Whether that’s reviewing your affordability, considering options like porting your existing mortgage or working to a strict timeline; with our support we will ensure you benefit from a cost effective solution that meets your needs and circumstances.

    Remortgaging Assistance

    When your mortgage deal comes to an end, we will assist you in comparing rates across the market, or even enabling you to release equity from your home to help fund that next home improvement. It doesn’t have to be complicated and stressful with the right help.

    Buy to Let Advice

    Whether you’re an experienced property investor looking to expand your portfolio, or starting out with your first rental property; we have a wealth of experience in buy to let mortgages and can provide advice and guidance in your future investment.

    The Financial Conduct Authority do not regulate some forms of Buy to Let

    Life Insurance

    Protecting your loved ones that mean most to you, if something happens to you. Life Insurance is designed to pay a lump sum if you die or diagnosed with a terminal illness.

    Critical Illness

    Ensure you are financially supported if you are diagnosed with a serious illness. With numerous insurers and different levels of cover available, we will help guide you through the option finding the one best suited to you.

    Income Protection

    Personal sick pay cover, designed to help whilst you’re unable to work due to accident or illness and plugging that gap in loss of income whilst you are on reduced pay or even statutory sick pay. Income Protection is even available for self-employed applicants.

    Private Medical Insurance

    Providing you access to speedy diagnostic and treatment services when you need to, at a time, place and specialist of your choosing.

    Home Insurance

    Protecting what will be for many, the biggest investment you’ll make with home insurance can often be a tiresome process with different options and annual renewals. Receiving tailored advice on your building and content needs can take the confusion out of the process.